Physician Loans are available to borrowers across Florida through licensed lenders and brokers. Eligibility, documentation and terms vary by borrower, property and investor, so the right fit depends on your situation.
Call to talk with a licensed loan officer. Programs vary by borrower, property and investor.
Florida recording costs: Documentary stamp tax on deeds and other documents that transfer an interest in Florida real property; documentary stamp tax on notes and recorded mortgages (written obligations to pay money); and nonrecurring intangible tax on mortgages - collected by the county clerk when the document is recorded. Your Loan Estimate lists the taxes that apply to your loan.
Where physician loans activity is highest in Florida
| County | loans originated (2024 HMDA) |
|---|---|
| Miami-Dade County | 2,366 |
| Palm Beach County | 1,903 |
| Broward County | 1,469 |
| Hillsborough County | 991 |
| Collier County | 946 |
| Orange County | 852 |
| Pinellas County | 693 |
| Walton County | 558 |
| Sarasota County | 539 |
| St. Johns County | 516 |
Start your application in a few minutes. A licensed loan officer reviews it and follows up with your options.
- Takes a few minutes
- Reviewed by a licensed loan officer
- No obligation to proceed
Prefer to talk first? Call (888) 912-6746. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.
Find a lender near you in Florida
- Mortgage lenders in Miami
- Mortgage lenders in Tampa
- Mortgage lenders in Orlando
- Mortgage lenders in Jacksonville
- Mortgage lenders in Sarasota
- Mortgage lenders in Cape Coral
- Mortgage lenders in Palm Bay
- Mortgage lenders in Port St. Lucie
- Mortgage lenders in Bonita Springs
- Mortgage lenders in Palm Coast
- Mortgage lenders in Kissimmee
- Mortgage lenders in Pensacola
- Mortgage lenders in Lakeland
- Mortgage lenders in Winter Haven
- Mortgage lenders in St. Petersburg
- Mortgage lenders in Tallahassee
- Mortgage lenders in Hialeah
- Mortgage lenders in North Port
- Mortgage lenders in Gainesville
- Mortgage lenders in Deltona
- Mortgage lenders in Fort Lauderdale
- Mortgage lenders in Pembroke Pines
- Mortgage lenders in Ocala
- Mortgage lenders in Hollywood
- Mortgage lenders in Leesburg
- Mortgage lenders in Miramar
- Mortgage lenders in Panama City
- Mortgage lenders in Coral Springs
- Mortgage lenders in Lehigh Acres
- Mortgage lenders in Clearwater
Related guides
- Physician Mortgage Loans: What Doctors Should Know
- Jumbo Loans Explained
- How Mortgage Preapproval Works
- First-Time Home Buyer Programs in Florida
Physician Loans overview · Florida mortgage overview
- 2024 Home Mortgage Disclosure Act (HMDA) data; U.S. Census Bureau Building Permits Survey 2025