Mortgage Lenders in Hollywood, FL

Choosing a mortgage lender in Hollywood is one of the first real decisions in buying or refinancing a home. The lender you pick takes your application, reviews your finances, approves the loan and sends the money at closing. This page explains the kinds of lenders that serve Florida borrowers and how to compare them side by side before you commit.

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Call to speak with a licensed loan officer about mortgage lenders in Hollywood. Programs vary by borrower, property and investor.

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The Hollywood mortgage market at a glance

$410,600Median home value

59%Homes owner-occupied

59%Owners with a mortgage

29,055Home loans made in Broward County (2024)

In 2024, 29,055 home loans were originated in Broward County; purchase loans made up 58% of that activity. The median first-lien purchase loan amount in the county was $425,000. Census estimates put the median value of an owner-occupied home in Hollywood at $410,600.

Three kinds of mortgage lenders

Most borrowers end up choosing among three types of lenders. Banks offer mortgages alongside checking, savings and other accounts, and some give relationship perks to existing customers. Credit unions are member-owned, so you join before you borrow, and many keep a share of their loans in-house.

Independent mortgage companies focus on home loans alone. Many offer a wide spread of government and conventional programs and move quickly through the steps. No single type wins for everyone. The right fit depends on your file, the program you need and how you like to communicate.

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Prefer to talk first? Call (888) 912-6746. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.

What a lender does from application to funding

Think of the lender's role in four stages. First is application, where you share your financial picture and the lender reviews your credit. Second is processing, where a processor gathers pay records, bank statements and anything else the file needs.

Third is underwriting, where the lender decides whether the loan meets program guidelines and lists any open conditions. Fourth is closing and funding. You review your Closing Disclosure, sign the final documents and the lender wires the money. Asking who handles each stage helps you know whom to call when questions come up.

Who this tends to fit

You have heard from a bank, a credit union and an online lender and want to compare them
You are buying a home and want to choose who will fund the loan
You are unsure which loan program fits and want a lender with a broad menu
You are refinancing and want to see whether a different lender suits you better
You want one point of contact from application through closing

Local offices and Florida rules to know

Deed and mortgage recording: Broward County Records Division. Your mortgage is recorded here after closing.

Mortgage lenders, brokers and loan originators serving Florida are licensed by the Florida Office of Financial Regulation. You can confirm any company's or loan officer's license on NMLS Consumer Access before you apply.

Comparing lenders serving Hollywood

Ask two or three lenders for a Loan Estimate on the same day for the same program and property. Because the form is standardized, differences in charges and terms stand out quickly. A lender that will not explain a line item clearly is giving you useful information too.

Check credentials as part of your comparison. Each loan officer and lending company should have an NMLS ID that you can look up on NMLS Consumer Access. Also weigh responsiveness, whether you get a dedicated contact, and how the lender handles appraisal or underwriting hiccups.

Before you call

Questions about how the lender communicates and who handles your file
Your goal: purchase, refinance, or tapping equity
Your preferred timeline for closing or moving
Recent pay stubs and W-2 forms, or tax returns if you are self-employed
Recent statements for checking, savings and investment accounts

Questions Hollywood borrowers ask about mortgage lenders

Does a bank, credit union or mortgage company offer different loans?

Program menus vary by lender rather than by category. Some banks focus on conventional loans, some credit unions keep certain loans in their own portfolio, and many mortgage companies offer FHA, VA, USDA and conventional options. Ask each lender which programs it offers and whether it can handle your situation before you apply.

Can I switch lenders after I apply?

Yes, you can choose a different lender before you close, although switching late can delay your timeline because the new lender needs to process and underwrite the file. Some costs already paid, such as an appraisal, may not transfer. If you are buying, check the financing deadlines in your purchase contract before you make a change.

What happens when the lender funds the loan?

Funding is when the lender sends the loan money, usually by wire, to the closing or settlement agent. On a purchase, those funds go to the seller and pay off the seller's existing loan. On a refinance, they pay off your old mortgage. Funding normally happens at or shortly after signing, depending on the transaction and any required waiting periods.

What is a Loan Estimate?

A Loan Estimate is a standardized three-page form that lenders must provide within three business days of receiving your application. It shows the loan amount, the loan terms, projected payments, estimated closing costs and other key features. Because every lender uses the same form, it is the easiest way to compare offers. Receiving one does not commit you to that lender.

Talk to a licensed loan officer

Get answers about mortgage lenders for a home in or around Hollywood. Subject to credit approval; programs vary.