Second Mortgages are available to borrowers across Connecticut through licensed lenders and brokers. Eligibility, documentation and terms vary by borrower, property and investor, so the right fit depends on your situation.
Call to talk with a licensed loan officer. Programs vary by borrower, property and investor.
Connecticut recording costs: State real estate conveyance tax and municipal real estate conveyance tax on deeds, reported on Form OP-236 (Connecticut Real Estate Conveyance Tax Return), which is accepted by the town clerk and can be filed and paid online through e-REC. No separate state mortgage recording tax was identified. Your Loan Estimate lists the taxes that apply to your loan.
Where second mortgages activity is highest in Connecticut
| County | loans originated (2024 HMDA) |
|---|---|
| the Capitol Planning Region | 3,608 |
| the South Central Connecticut Planning Region | 1,650 |
| the Naugatuck Valley Planning Region | 1,506 |
| the Southeastern Connecticut Planning Region | 1,037 |
| the Western Connecticut Planning Region | 747 |
| the Lower Connecticut River Valley Planning Region | 662 |
| the Greater Bridgeport Planning Region | 598 |
| the Northwest Hills Planning Region | 433 |
Start your application in a few minutes. A licensed loan officer reviews it and follows up with your options.
- Takes a few minutes
- Reviewed by a licensed loan officer
- No obligation to proceed
Prefer to talk first? Call (888) 912-6746. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.
Find a lender near you in Connecticut
- Mortgage lenders in Bridgeport
- Mortgage lenders in Hartford
- Mortgage lenders in New Haven
- Mortgage lenders in Norwich
- Mortgage lenders in Waterbury
- Mortgage lenders in Danbury
- Mortgage lenders in Stamford
- Mortgage lenders in Norwalk
- Mortgage lenders in New Britain
- Mortgage lenders in Bristol
- Mortgage lenders in Meriden
- Mortgage lenders in West Haven
- Mortgage lenders in Milford
- Mortgage lenders in Milford city
- Mortgage lenders in Middletown
- Mortgage lenders in Shelton
- Mortgage lenders in Torrington
- Mortgage lenders in Naugatuck
- Mortgage lenders in New London
- Mortgage lenders in Ansonia
- Mortgage lenders in Wallingford Center
- Mortgage lenders in Willimantic
- Mortgage lenders in Storrs
- Mortgage lenders in Derby
- Mortgage lenders in Conning Towers Nautilus Park
- Mortgage lenders in Jewett City
- Mortgage lenders in Oakville
- Mortgage lenders in Thompsonville
- Mortgage lenders in Riverside
- Mortgage lenders in Kensington
Related guides
- What Is a Second Mortgage?
- HELOC vs. Home Equity Loan: Which Way to Tap Your Equity
- Cash-Out Refinance vs. HELOC: Choosing How to Use Your Equity
- First-Time Home Buyer Programs in Connecticut
Second Mortgages overview · Connecticut mortgage overview
- 2024 Home Mortgage Disclosure Act (HMDA) data; U.S. Census Bureau Building Permits Survey 2025