Mortgage lenders serving Connecticut range from national banks to local credit unions and independent mortgage companies. Each must be licensed or chartered to lend here, and individual loan officers carry their own NMLS ID. Whether you are buying your first place or refinancing a home you have owned for a while, comparing two or three lenders side by side helps you understand your choices. Use the city pages below to explore local lender information for your area.
Call to talk with a licensed loan officer. Programs vary by borrower, property and investor.
Mortgage lenders, brokers and loan originators serving Connecticut are licensed by the Connecticut Department of Banking, Consumer Credit Division. You can confirm any company's or loan officer's license on NMLS Consumer Access before you apply.
Where mortgage lenders activity is highest in Connecticut
| County | loans originated (2024 HMDA) |
|---|---|
| the Capitol Planning Region | 17,513 |
| the Western Connecticut Planning Region | 9,467 |
| the South Central Connecticut Planning Region | 8,859 |
| the Naugatuck Valley Planning Region | 8,178 |
| the Southeastern Connecticut Planning Region | 5,385 |
| the Greater Bridgeport Planning Region | 4,558 |
| the Lower Connecticut River Valley Planning Region | 3,788 |
| the Northwest Hills Planning Region | 2,234 |
Start your application in a few minutes. A licensed loan officer reviews it and follows up with your options.
- Takes a few minutes
- Reviewed by a licensed loan officer
- No obligation to proceed
Prefer to talk first? Call (888) 912-6746. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.
Mortgage Lenders by city in Connecticut
- Ansonia
- Branford Center
- Bridgeport
- Bristol
- Cheshire Village
- Conning Towers Nautilus Park
- Cos Cob
- Danbury
- Derby
- Glastonbury Center
- Hartford
- Jewett City
- Kensington
- Meriden
- Middletown
- Milford
- Milford city
- Naugatuck
- New Britain
- New Haven
- New London
- Norwalk
- Norwich
- Oakville
- Old Greenwich
- Pawcatuck
- Riverside
- Rockville
- Shelton
- Sherwood Manor
- Simsbury Center
- Southwood Acres
- Stafford Springs
- Stamford
- Storrs
- Terryville
- Thompsonville
- Torrington
- Wallingford Center
- Waterbury
- West Haven
- Willimantic
- Winsted
Common questions
How many lenders should I compare?
Many borrowers request Loan Estimates from two or three lenders. That is usually enough to see whether pricing and fees line up without becoming overwhelming. Ask for estimates on the same day, for the same loan type and the same property details, so the comparison is fair. Credit inquiries for a mortgage made within a short shopping window are generally treated as a single inquiry by scoring models.
What is a Loan Estimate?
A Loan Estimate is a standardized three-page form that lenders must provide within three business days of receiving your application. It shows the loan amount, the loan terms, projected payments, estimated closing costs and other key features. Because every lender uses the same form, it is the easiest way to compare offers. Receiving one does not commit you to that lender.
What is the difference between a mortgage lender and a loan officer?
The lender is the company that approves and funds your loan. The loan officer is the licensed individual at that company who takes your application, explains programs and guides you through the process. Both should have their own NMLS ID. You can look up each one separately on NMLS Consumer Access to confirm they are licensed to do business in your state.
Related guides
- How to Choose a Mortgage Lender
- Mortgage Broker vs. Mortgage Lender: What Is the Difference?
- How Mortgage Preapproval Works
- First-Time Home Buyer Programs in Connecticut
Mortgage Lenders overview · Connecticut mortgage overview
- 2024 Home Mortgage Disclosure Act (HMDA) data; U.S. Census Bureau Building Permits Survey 2025