In Pennsylvania, homebuyers and homeowners often finance through mortgage companies rather than banks. These businesses focus only on home lending and are licensed and examined by the state. Before you apply, it pays to know whether the company will keep or sell your loan servicing and how it handles payments after closing. Ask each company these questions early. Use the city links below to learn more about mortgage companies near you.
Call to talk with a licensed loan officer. Programs vary by borrower, property and investor.
Mortgage lenders, brokers and loan originators serving Pennsylvania are licensed by the Pennsylvania Department of Banking and Securities. You can confirm any company's or loan officer's license on NMLS Consumer Access before you apply.
Where mortgage companies activity is highest in Pennsylvania
| County | loans originated (2024 HMDA) |
|---|---|
| Allegheny County | 21,908 |
| Philadelphia County | 19,081 |
| Montgomery County | 16,827 |
| Bucks County | 12,254 |
| Chester County | 11,097 |
| York County | 10,814 |
| Delaware County | 10,318 |
| Lancaster County | 9,761 |
| Berks County | 8,200 |
| Lehigh County | 6,829 |
Start your application in a few minutes. A licensed loan officer reviews it and follows up with your options.
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Prefer to talk first? Call (888) 912-6746. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.
Mortgage Companies by city in Pennsylvania
- Aliquippa
- Allentown
- Allison Park
- Altoona
- Ambler
- Ambridge
- Ancient Oaks
- Archbald
- Ardmore
- Arlington Heights
- Ashland
- Audubon
- Baldwin
- Bangor
- Beaver Falls
- Bellefonte
- Bellevue
- Berwick
- Bethel Park
- Bethlehem
- Birdsboro
- Blairsville
- Blakely
- Blandon
- Bloomsburg
- Blue Bell
- Boothwyn
- Bradford
- Breinigsville
- Brentwood
- Brookhaven
- Broomall
- Butler
- California
- Camp Hill
- Canonsburg
- Carbondale
- Carlisle
- Carnegie
- Carnot-Moon
- Castle Shannon
- Catasauqua
- Chambersburg
- Chester
- Clairton
- Clarion
- Clearfield
- Clifton Heights
- Coatesville
- Collegeville
- Collingdale
- Colonial Park
- Columbia
- Connellsville
- Conshohocken
- Coraopolis
- Corry
- Crafton
- Cresson
- Croydon
- Darby
- Dickson City
- Dormont
- Downingtown
- Drexel Hill
- DuBois
- Dunmore
- Duquesne
- Eagleville
- East Stroudsburg
- East York
- Easton
- Economy
- Edinboro
- Elizabethtown
- Ellwood City
- Emmaus
- Enola
- Ephrata
- Erie
- Exeter
- Exton
- Fairless Hills
- Folcroft
- Folsom
- Forest Hills
- Fort Washington
- Fox Chapel
- Franklin
- Franklin Park
- Fullerton
- Gettysburg
- Gilbertsville
- Glenolden
- Glenshaw
- Glenside
- Greensburg
- Greenville
- Grove City
- Hanover
- Harleysville
- Harrisburg
- Hatboro
- Hazleton
- Hellertown
- Hermitage
- Hershey
- Hollidaysburg
- Homeacre-Lyndora
- Honesdale
- Huntingdon
- Indiana
- Jeannette
- Jefferson Hills
- Jersey Shore
- Jim Thorpe
- Johnstown
- Kennett Square
- King of Prussia
- Kingston
- Kittanning
- Kulpsville
- Kutztown
- Lancaster
- Lansdale
- Lansdowne
- Latrobe
- Lebanon
- Lehighton
- Leola
- Levittown
- Lewisburg
- Lewistown
- Linglestown
- Lionville
- Lititz
- Littlestown
- Lock Haven
- Lower Burrell
- Maple Glen
- McKees Rocks
- McKeesport
- Meadville
- Mechanicsburg
- Media
- Middletown
- Middletown
- Millersville
- Milton
- Monaca
- Monessen
- Monroeville
- Montgomery
- Montgomeryville
- Moosic
- Morrisville
- Mount Carmel
- Mount Joy
- Mount Pocono
- Mountain Top
- Muncy
- Munhall
- Murrysville
- Nanticoke
- Nazareth
- New Brighton
- New Castle
- New Cumberland
- New Freedom
- New Holland
- New Kensington
- Norristown
- Northampton
- Northern Cambria
- Northwest Harborcreek
- Norwood
- Oakmont
- Oil City
- Old Forge
- Olyphant
- Oreland
- Orwigsburg
- Oxford
- Palmerton
- Palmyra
- Paoli
- Park Forest Village
- Parkville
- Paxtonia
- Penn Estates
- Penn Wynne
- Perkasie
- Philadelphia
- Philipsburg
- Phoenixville
- Pittsburgh
- Pittston
- Pleasant Hills
- Plum
- Plymouth
- Plymouth Meeting
- Portage
- Pottstown
- Pottsville
- Progress
- Prospect Park
- Punxsutawney
- Quakertown
- Quarryville
- Reading
- Red Lion
- Richboro
- Ridley Park
- Roaring Spring
- Sanatoga
- Sayre
- Schuylkill Haven
- Scranton
- Selinsgrove
- Shamokin
- Shanor-Northvue
- Sharon
- Sharon Hill
- Shenandoah
- Shillington
- Shiloh
- Shippensburg
- Slippery Rock
- Somerset
- Souderton
- South Park Township
- South Williamsport
- St. Marys
- State College
- Steelton
- Stewartstown
- Stroudsburg
- Sunbury
- Swarthmore
- Swissvale
- Swoyersville
- Tamaqua
- Taylor
- Titusville
- Trooper
- Turtle Creek
- Tyrone
- Uniontown
- Village Green-Green Ridge
- Warren
- Washington
- Waynesboro
- Waynesburg
- Weigelstown
- Wescosville
- West Chester
- West Mifflin
- West View
- White Oak
- Wilkes-Barre
- Wilkinsburg
- Williamsport
- Willow Grove
- Willow Street
- Wilson
- Woodlyn
- Wyndmoor
- Wyomissing
- Yeadon
- York
Common questions
Is a mortgage company regulated like a bank?
Mortgage companies follow the same federal consumer protection rules as banks for disclosures, fair lending and servicing. Instead of a bank charter, they are licensed by state regulators, typically a state banking or financial services department. The Consumer Financial Protection Bureau also has authority over non-bank mortgage companies. You can view licensing details on NMLS Consumer Access.
What is a loan servicer?
A loan servicer is the company that handles your loan day to day after closing. It collects your monthly payment, manages your escrow account for property taxes and insurance, sends year-end statements and answers questions. If you run into trouble making payments, the servicer is the company you contact about options. The servicer may or may not be the company that originated the loan.
What is the difference between retail and wholesale lending?
In retail lending, you work directly with the company's own loan officers and staff. In wholesale lending, a mortgage broker takes your application and sends it to the company, which then underwrites and funds the loan. Your main contact differs depending on the channel, so it helps to ask which one you are in at the start.
Related guides
- How to Choose a Mortgage Lender
- The Loan Estimate and Closing Disclosure, Explained
- Documents Needed for a Mortgage
- First-Time Home Buyer Programs in Pennsylvania
Mortgage Companies overview · Pennsylvania mortgage overview
- 2024 Home Mortgage Disclosure Act (HMDA) data; U.S. Census Bureau Building Permits Survey 2025