Working with a mortgage broker in Connecticut gives you a single point of contact who can shop your loan to multiple wholesale lenders. Brokers are state-licensed, carry NMLS IDs and must disclose how they are paid. They can be especially helpful for self-employed buyers, investors and anyone who has hit a wall with a single lender. Ask any broker how many lenders it works with and how it is paid. Pick your city below for more details.
Call to talk with a licensed loan officer. Programs vary by borrower, property and investor.
Mortgage lenders, brokers and loan originators serving Connecticut are licensed by the Connecticut Department of Banking, Consumer Credit Division. You can confirm any company's or loan officer's license on NMLS Consumer Access before you apply.
Where mortgage brokers activity is highest in Connecticut
| County | loans originated (2024 HMDA) |
|---|---|
| the Capitol Planning Region | 17,513 |
| the Western Connecticut Planning Region | 9,467 |
| the South Central Connecticut Planning Region | 8,859 |
| the Naugatuck Valley Planning Region | 8,178 |
| the Southeastern Connecticut Planning Region | 5,385 |
| the Greater Bridgeport Planning Region | 4,558 |
| the Lower Connecticut River Valley Planning Region | 3,788 |
| the Northwest Hills Planning Region | 2,234 |
Start your application in a few minutes. A licensed loan officer reviews it and follows up with your options.
- Takes a few minutes
- Reviewed by a licensed loan officer
- No obligation to proceed
Prefer to talk first? Call (888) 912-6746. Applying is not a loan approval or commitment to lend; programs vary by borrower, property and investor. ClearPoint Mortgage Advisors, NMLS #173855. Properties in FL, NY, NJ, PA, CT and VA only.
Mortgage Brokers by city in Connecticut
- Ansonia
- Branford Center
- Bridgeport
- Bristol
- Cheshire Village
- Conning Towers Nautilus Park
- Cos Cob
- Danbury
- Derby
- Glastonbury Center
- Hartford
- Jewett City
- Kensington
- Meriden
- Middletown
- Milford
- Milford city
- Naugatuck
- New Britain
- New Haven
- New London
- Norwalk
- Norwich
- Oakville
- Old Greenwich
- Pawcatuck
- Riverside
- Rockville
- Shelton
- Sherwood Manor
- Simsbury Center
- Southwood Acres
- Stafford Springs
- Stamford
- Storrs
- Terryville
- Thompsonville
- Torrington
- Wallingford Center
- Waterbury
- West Haven
- Willimantic
- Winsted
Common questions
What is the difference between a mortgage broker and a mortgage lender?
A lender underwrites and funds your loan with its own money or credit lines. A broker does not fund loans. Instead, it takes your application and places it with a wholesale lender that does. The broker acts as your point of contact and shops programs across multiple lenders, while the lender makes the credit decision and provides the funds.
How many lenders does a broker work with?
It varies widely. Some brokers have relationships with a handful of wholesale lenders, while others work with dozens. Ask how many lenders the broker uses and whether those lenders offer the type of loan you need. A broker with access to lenders that specialize in your situation, such as self-employment or investment property, may be more useful than a broker with simply a long list.
Does using a broker cost more than going to a lender directly?
Not necessarily. Wholesale pricing can be competitive with retail pricing, and a broker may find a program you would not have found on your own. Costs vary by loan, so the fair test is to compare Loan Estimates from a broker and a direct lender on the same day for the same loan type. The form shows every charge in the same place.
Related guides
- Mortgage Broker vs. Mortgage Lender: What Is the Difference?
- How to Choose a Mortgage Lender
- Closing Costs Explained
- First-Time Home Buyer Programs in Connecticut
Mortgage Brokers overview · Connecticut mortgage overview
- 2024 Home Mortgage Disclosure Act (HMDA) data; U.S. Census Bureau Building Permits Survey 2025